Health insurance premiums expected to rise in 2018

Open enrollment begins Nov 1, ends Dec 15
Posted at 6:44 PM, Oct 26, 2017
and last updated 2017-10-26 18:44:26-04 went live on Wednesday allowing people to start comparing plans a week before open enrollment begins. So we took the time to get your health care questions answered.

Question One: When can you start enrolling for Obamacare and when is the deadline?

Answer: You can start enrolling November 1 and the deadline is December 15.

Question Two: Is there an extension in counties with a declaration of disaster after Hurricane Irma?

Answer: Yes, counties with an emergency declaration because of Hurricane Irma have until December 31 to enroll.

Question Three: How much more will you pay in 2018?

Answer: It really depends on how much money you make. But an individual making more than $46,000 per year or a family of four making $100,000 per year could see their premiums go up as much as 45 percent in Florida.

USF professor Dr. Jay Wolfson says you can expect that health insurance is only going to get more expensive.

Prepare yourself and ask, "can I afford to spend $700, $800 or a $1,000 a month."

"And for some people it may make more sense to say this does not make sense for me to do because I can’t afford it anyway. I’m going to go back to the way it was before the Obamacare program went into place," Dr. Wolfson said.

And that means emergency room health care for some. But before you make that decision it pays to shop around. Depending on your age, you can find plans off the government exchange that are four or five hundred dollars cheaper.