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SCAM ALERT: Beware of new skimming, spoofing and stealing scam reported in Florida

Posted at 1:32 PM, Jun 27, 2019
and last updated 2019-06-27 13:32:41-04

Florida's Attorney General Ashley Moody is warning consumers about reports of a new multi-layered scam involving skimming, spoofing and stealing financial information.

According to the state attorney's office, the scam works like this: a scammer uses a skimmer to steal credit or debit card information, then uses spoofing technology to pose as the representative of a financial institution. Once the scammer reaches the target, they inform the target that an account is compromised and the CV2 security code is needed to freeze the account. The scammer then takes this information to make purchases, withdraw funds or sell the stolen account information.

"This scam incorporates some of the worst uses of modern technology to drain victims’ bank accounts and ruin their credit," Moody said. "Floridians must arm themselves with the latest information and take steps to avoid these fraudsters to protect their hard-earned money.”

You can guard against skimming by:

· Paying with cash or a credit card with chip technology instead of a debit card. Most credit cards offer additional fraud protections;
· Monitoring transactions on financial accounts regularly to spot any unauthorized charges;
· Reporting unauthorized charges immediately and closing down compromised accounts; and
· Inspecting card readers, especially at outdoor locations such as gas pumps and ATMs, to see if a skimming device is placed over the card reader or if the security seal is broken.

To guard against spoofing:

· Never automatically trust the number listed on caller ID;
· Just hang up if a caller claims to be from the consumer’s financial institution asking to verify or confirm account information. Then call the phone number listed on the back of the card or on account statements;
· Not provide any financial account numbers, pins, Social Security numbers or other personal information in response to a solicitation; and
· Tell the financial institution to cancel the affected card or account, if it is determined that a caller is in possession of sensitive account information.

Anyone who may be the victim of this scam should contact local law enforcement and report the scam to the Florida Attorney General’s Office by clicking here or calling 1(866) 9NO-SCAM.