Tips for storm insurance claims and hiring contractors

TAMPA - Gallagher & Associates offers 10 tips for storm insurance claims:

1.    Secure Insurance: Companies Will Not Write New Policies When Storm is Eminent
2.    Ensure Insurance is Adequate: Replacement Cost and Mortgage Balance
3.    Ensure Copy of Current Insurance Policy Waterproof Container
4.    Document Contents-Before the Storm (Photos, Video, Written Inventory)
5.    Secure Outside Furnishings and Other Movable Items
6.    Keep Policy Number and Claim Reporting Hot-line Hurricane Kit
7.    Emergency Repairs: Tarps, Duct Tape and Reasonable Measures
8.    Document Extent of Loss: (Photos, Video, Receipts, Written Inventory)
9.    Timely Report to Insurance Carrier
10.    Cooperate with Insurance Claim Investigation

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In addition, the Better Business Bureau offers some tips for steps to take before, during, and after a disaster.

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