Tips for storm insurance claims and hiring contractors

WFTS Beacon Lakes NPR (Linda Barton Halfman) 640x480

Deep standing water at the Beacon Lakes subdivision in New Port Richey. Photo courtesy Linda Barton Halfman
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Posted: 06/25/2012

By: WFTS Staff

TAMPA - Gallagher & Associates offers 10 tips for storm insurance claims:

1.   Secure Insurance: Companies Will Not Write New Policies When Storm is Eminent
2.   Ensure Insurance is Adequate: Replacement Cost and Mortgage Balance
3.   Ensure Copy of Current Insurance Policy Waterproof Container
4.   Document Contents-Before the Storm (Photos, Video, Written Inventory)
5.   Secure Outside Furnishings and Other Movable Items
6.   Keep Policy Number and Claim Reporting Hot-line Hurricane Kit
7.   Emergency Repairs: Tarps, Duct Tape and Reasonable Measures
8.   Document Extent of Loss: (Photos, Video, Receipts, Written Inventory)
9.   Timely Report to Insurance Carrier
10.   Cooperate with Insurance Claim Investigation

Learn more at www.attorneyoffices.org .

In addition, the Better Business Bureau offers some tips for steps to take before, during, and after a disaster.

http://westflorida.bbb.org/bbb-news/