TAMPA - After droughts, floods, tornadoes and severe thunderstorms wreaked havoc across the United States, damage estimates have broken records.
Last week, a report from Aon Benfield, a reinsurance company, estimated $21 to $22 billion in damage from severe weather so far this year.
That report included uninsured losses from tornadoes and severe storms in April and May. Estimates put damages over those two months at a stupefying record pace. The amount of severe-weather insured losses is already three times the U.S. annual average over the past 20 years.
The damage total reported by Aon does not include damage from flooding, drought and wildfire.
Flooding of the Mississippi River from Illinois to Louisiana caused between $850 million and $2 billion in damage, according to weather watchers at Mississippi State University.
In Minot, N.D., $90 million is the preliminary estimate for flood damage to public facilities. With the flood waters still high, there is no prediction on damage to homes and other private property.
Aon Benfield's damage total also doesn't cover the amount of damage caused by drought and wildfires in the Southwest. The National Climatic Data Center estimates damage there already between $1 and $3 billion.
The severe weather events included in Aon Benfield's reports, added together with some other unusual weather events, totals between $23 billion and $28 billion.
And we haven't even seen a hurricane... yet.
Based on what's happened elsewhere, it might be a good idea to check your insurance.
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