How do you compromise in relationships when it comes to money?

Money matters prompt some of the biggest arguments a couple can have.

So how do you compromise?

What if one partner spends and spends and is not very responsible but you are? What do you do?

What way is really the right way to compromise when spouses have different money attitudes?

Registered Investment Advisor Cynthia Fick says there are some solutions to avoid the stress of money-related spats.

She says there are typically three conflict themes and three solutions.

Conflicts

* Economic Perfect Storm: Job loss, stock market drop and the real estate downturn have completely shifted traditional roles and this can be scary and create conflict

* Spenders vs. Savers

* Risk Takers vs. Security Seekers

Solutions

* Go online and take a money attitude questionnaire. You can Google the subject. Fick also has one on her website .

* Think of yourself as a TEAM. It's good that one of you is a saver another a spender. Otherwise you'd blow all your money or never have any fun! Revisit your goals at least annually and make adjustments based on changing priorities and finances

* Have compassion for your spouse that is worried about the future or whether you will be able to retire. They see things differently and that's a good thing. Don't take it personally. This way you keep yourself open to compromise and new ideas. And seek the advice of a professional that can listen to both of your concerns

Fick's most important advice? Communicate what your expectations are of each other. Have the conversation before you make the commitment.